Wednesday, June 30, 2010
Car Accident in Prince William County
Around 5 p.m., a car making a turn from Jefferson Davis Highway onto Rosedale Court in Woodbridge struck a Prince William County Police cruiser that was responding to an emergency call. The officer was transported by ground to an area hospital with non life-threatening injuries. The driver of the other vehicle was flown to an area hospital, also with non life-threatening injuries. The cause of the accident is under investigation. For further information, contact your Prince William County Personal Injury Attorney.
Obtaining an Order of Protection in Illinois
Go to the courthouse (you may want to call the courthouse first to see if you need an appointment or to get instructions):
1)in the county where you live, or
2)in the county where the abuser lives, or
3)in the county where the abuse happened, or
4)in the county where you and the abuser had other family court cases.
Ask the court clerk for "Order For Protection" forms. Fill out the forms. Detailed instructions are available and the court staff or an advocate (a non-lawyer helper) may help you file a Petition (that tells the court what you want) and an Affidavit (that tells the court what happened). If you need immediate protection because you believe you are in danger, ask for an Emergency (Ex Parte) Order. This is an order signed the same day you apply, before the abuser knows about the action. An Emergency (Ex Parte) Order will give you immediate protection once it is served on the abuser until there is a hearing. There are no fees for an Order For Protection.
YOU DO NOT HAVE TO HAVE A LAWYER.
In most cases, the court will set a hearing date for no more than 14 days after you apply for an Order For Protection; seven days if you have received an Emergency (Ex Parte) Order For Protection. The law gives you the option of obtaining an Order For Protection without ever having a hearing. See below for more information on this option. When you go to the courtroom, it is helpful to bring with you:
1) a picture of the abuser, if you have one;
2) the abuser's home address and work address;
3) written notes describing the abuse and when it happened; and
4) any pictures, police reports, or medical reports related to the abuse.
For further informaion, contact an Illinois Order of Protection Attorney.
1)in the county where you live, or
2)in the county where the abuser lives, or
3)in the county where the abuse happened, or
4)in the county where you and the abuser had other family court cases.
Ask the court clerk for "Order For Protection" forms. Fill out the forms. Detailed instructions are available and the court staff or an advocate (a non-lawyer helper) may help you file a Petition (that tells the court what you want) and an Affidavit (that tells the court what happened). If you need immediate protection because you believe you are in danger, ask for an Emergency (Ex Parte) Order. This is an order signed the same day you apply, before the abuser knows about the action. An Emergency (Ex Parte) Order will give you immediate protection once it is served on the abuser until there is a hearing. There are no fees for an Order For Protection.
YOU DO NOT HAVE TO HAVE A LAWYER.
In most cases, the court will set a hearing date for no more than 14 days after you apply for an Order For Protection; seven days if you have received an Emergency (Ex Parte) Order For Protection. The law gives you the option of obtaining an Order For Protection without ever having a hearing. See below for more information on this option. When you go to the courtroom, it is helpful to bring with you:
1) a picture of the abuser, if you have one;
2) the abuser's home address and work address;
3) written notes describing the abuse and when it happened; and
4) any pictures, police reports, or medical reports related to the abuse.
For further informaion, contact an Illinois Order of Protection Attorney.
7000 Bankruptcy Filings per Day
In a sign of a worsening financial climate, personal bankruptcy filings have reached almost 7,000 per day, according to an article in The NY Times. With some projections of as many as 1.5 million or more this year, the numbers remain well below the record of 2 million set in 2005. But that year’s high was prompted by filers trying to beat the deadline for the proposed changes in bankruptcy law which were to make filing much more difficult. The rising numbers reflect both the depth of this recession, continuing high unemployment and a growing number of consumers seeking protection from lenders pursuing deficiency judgments.
The recession that just won’t go away continues to create financial chaos and uncertainty in all area of the economy; and homeowners struggling under burdensome debt loads are seeking bankruptcy protection in numbers that are approaching their former highs. And while it’s difficult to determine the exact number, many may be using the courts to rid themselves of debts which surface following a foreclosure or short sale. An article in the Chicago Tribune points out how some homeowners see bankruptcy as the best means of protecting their financial futures.
With banks drowning in real estate and suffering huge losses, some have become aggressive in pursuing mortgage holders for their losses, a growing problem I described in an ARTICLE posted last year. Other lenders have chosen to sell packages of such debt to collection agencies, a practice that may extend the process for several years, sometimes not surfacing until borrowers have long since assumed their ordeal to be history. Additionally, lenders holding second liens are at the end of the financial pipeline, and often receive little or nothing from the sale. Those with notes of significant dollar value are more likely to pursue a borrower.
With millions of homeowners owing more than their home is worth, and the prospects dim for loan modification, increasing numbers are seeking protections under Chapter 7 of the bankruptcy code, a process that wipes out the debt. And increasing numbers of those wishing to get on with their lives and begin restoring their financial health are seeking the courts help in doing so. If you are in the need of a Bankruptcy Attorney in Kane County, contact your Kane County Bankruptcy Attorney.
http://beforeitsnews.com/news/87/050/Personal_Bankruptcies_Rise_To_Combat_Deficiency_Judgments.html
The recession that just won’t go away continues to create financial chaos and uncertainty in all area of the economy; and homeowners struggling under burdensome debt loads are seeking bankruptcy protection in numbers that are approaching their former highs. And while it’s difficult to determine the exact number, many may be using the courts to rid themselves of debts which surface following a foreclosure or short sale. An article in the Chicago Tribune points out how some homeowners see bankruptcy as the best means of protecting their financial futures.
With banks drowning in real estate and suffering huge losses, some have become aggressive in pursuing mortgage holders for their losses, a growing problem I described in an ARTICLE posted last year. Other lenders have chosen to sell packages of such debt to collection agencies, a practice that may extend the process for several years, sometimes not surfacing until borrowers have long since assumed their ordeal to be history. Additionally, lenders holding second liens are at the end of the financial pipeline, and often receive little or nothing from the sale. Those with notes of significant dollar value are more likely to pursue a borrower.
With millions of homeowners owing more than their home is worth, and the prospects dim for loan modification, increasing numbers are seeking protections under Chapter 7 of the bankruptcy code, a process that wipes out the debt. And increasing numbers of those wishing to get on with their lives and begin restoring their financial health are seeking the courts help in doing so. If you are in the need of a Bankruptcy Attorney in Kane County, contact your Kane County Bankruptcy Attorney.
http://beforeitsnews.com/news/87/050/Personal_Bankruptcies_Rise_To_Combat_Deficiency_Judgments.html
Bankruptcy filings surge in May
A surge in personal bankruptcy cases led to a 7 percent increase in overall filings in May in South Central Texas.
The U.S. Bankruptcy Court for the Western District of Texas in San Antonio reported 485 filings in May, compared with 452 petitions filed in May 2009. In April, 433 cases were filed.
It's the most filings since October, when 501 cases were recorded.
Chapter 13 cases, generally for individuals planning to repay part or all of their debts, jumped 22 percent to 288 in May from 236 a year earlier.
Only two Chapter 11 cases were filed last month, down from 15 in May 2009. Chapter 11 is generally for companies seeking to reorganize.
The number of Chapter 7 liquidation cases dipped to 194 last month from 198 in the previous year. The stats don't detail the number of individual and business filings under Chapter 7.
The bankruptcy court's San Antonio division includes 21 counties that extend west to Terrell and south to Dimmit. For further information, visit your Local Texas Bankruptcy Attorney.
http://www.mysanantonio.com/business/local/bankruptcy_filings_rose_in_may_96839279.html
The U.S. Bankruptcy Court for the Western District of Texas in San Antonio reported 485 filings in May, compared with 452 petitions filed in May 2009. In April, 433 cases were filed.
It's the most filings since October, when 501 cases were recorded.
Chapter 13 cases, generally for individuals planning to repay part or all of their debts, jumped 22 percent to 288 in May from 236 a year earlier.
Only two Chapter 11 cases were filed last month, down from 15 in May 2009. Chapter 11 is generally for companies seeking to reorganize.
The number of Chapter 7 liquidation cases dipped to 194 last month from 198 in the previous year. The stats don't detail the number of individual and business filings under Chapter 7.
The bankruptcy court's San Antonio division includes 21 counties that extend west to Terrell and south to Dimmit. For further information, visit your Local Texas Bankruptcy Attorney.
http://www.mysanantonio.com/business/local/bankruptcy_filings_rose_in_may_96839279.html
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